Our Privacy Policy

1. INTRODUCTION

At Birkin Capital ("BC” for the purpose of this Privacy Policy), we respect your privacy rights and are committed to protecting the information we collect from you and the information that you furnish to us. The information you provide to BC may reveal, or allow others to identify, your gender, age, business, business address, credit score, and other aspects of your life and business information. By providing information to us for the purposes of applying for funding or inquiring about any of BC and its affiliates’ products or services, you are expressly and voluntarily accepting the terms and conditions of this Privacy Policy. Supplying information to BC, including any information deemed “sensitive” by applicable law, is entirely voluntary on your part.

*BC does not provide any Loan Products

2. DATA COLLECTED

This Privacy Policy describes how BC collects and manages information when you:

• access our website or use mobile applications
• fill out any part of the form on our website or any webpage on our website
• open and respond to our e-mails
• visit any page online that displays our ads or content
• visit any of our blogs, social media outlets, or affiliated websites
• directly call BC or its affiliates with phone numbers provided through any and all marketing and lead generation sources
• provide information to BC employees through email, phone, or facsimile
• interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy
• It does not apply to the collection of information in any way other than as listed above.
• Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using our website or other services described above, you agree to this Privacy Policy.
• This Privacy Policy may change from time to time, so please check the Privacy Policy periodically for updates. All Internet sites have the ability to collect information about you. We encourage you to read the privacy policies of every site you visit.

3. EMBEDDED CONTENT

Pages on this site may include embedded content, like YouTube videos, for example. Embedded content from other websites behaves in the exact same way as if you visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website. Below you can find a list of the services we use:

FACEBOOK

The Facebook page plugin is used to display our Facebook timeline on our site. Facebook has its own cookie and privacy policies over which we have no control. There is no installation of cookies from Facebook and your IP is not sent to a Facebook server until you consent to it. See their privacy policy here: Facebook Privacy Policy.

TWITTER

We use the Twitter API to display our tweets timeline on our site. Twitter has its own cookie and privacy policies over which we have no control. Your IP is not sent to a Twitter server until you consent to it. See their privacy policy here: Twitter Privacy Policy.

YOUTUBE

We use YouTube videos embedded on our site. YouTube has its own cookie and privacy policies over which we have no control. There is no installation of cookies from YouTube and your IP is not sent to a YouTube server until you consent to it. See their privacy policy here: YouTube Privacy Policy.

4. COOKIES

Collection and Use

Sometimes we collect information from and about you when you use our website or other applications, including information:

by which you may be personally identified, such as name, postal address, e-mail address, or telephone number
about your internet connection, the equipment you use to access our website and applications, and usage details
Sometimes you give information directly to us (or our Vendors and Affiliates). For example, but not limited to the following, when you:

provide it to us directly by filling out an online application
log in to your account
provide location information from your mobile device
contact us and we save records of correspondence, which may contain information such as e-mail addresses
Sometimes we (or our Vendors and Affiliates) collect information through Cookies or Other Web Technologies. For example, we may record information:

• about your operating system, browser version, IP Address, and mobile device
• on our sites about the web pages that you view
• information you search for
• which ads or web content from us or our vendors and affiliates you click to or view on our sites or on third-party sites
• when you open our e-mails or click on any of its links
• Use of Cookies, IP Addresses, and Web Beacon

Cookies are small text files that a website might place on your hard drive whenever you visit the website. Their purpose is to identify files on your computer and record your preferences and other data about your visit to our website so that when you return to the website we are aware of who you are and can help personalize your next visit here. Please note that cookies may be linked to personal information about you. The use of cookies allows us to keep track of your shopping cart and wish lists and may (if you do not disable or refuse the use of a cookie) prevent you from having to reenter your information at each connection.

There may be a time that we use the information collected by the cookies as well as other tools such as log files or web beacons for additional purposes such as to determine how BC, may improve our website by seeing which features, areas and products are most popular. This would enable us to personalize the website experience and allow making recommendations to you based upon your link history. Please note that most internet browsers are automatically preset to accept all cookies. In the event you choose to disable this function some areas of our website may not function properly.

In addition to cookies and log files, we do at times use a common internet technology called “web beacons”. These are small graphic images placed on a web page, web-based document, or an email address that is designed specifically to allow us or our third parties vendors to collect certain information and monitor user activity on our website. Please note these are invisible to the user because they are typically very small. In furtherance of our Privacy Policy please note we do not use web beacons to collect personal information about you. We may use them to collect non-personal information such as IP addresses of the computer that the web beacon said to, the URL of the page where the web user comes from, and the time the web beacon is activated.

What other choices do you have?

Most computer systems and browsers offer their own privacy settings. We encourage you to use them to enhance your choices. Most browsers’ advanced settings allow you to disable Cookies. However, if you do so, some site features and services may not work. You can also:

• register for the National Do Not Call List at donotcall.gov/default.aspx
• register for the Direct Marketing Association’s Mail Preference Service at dmachoice.org/MPS/proto1.php
• click unsubscribe on the bottom of e-mails and follow the instructions
• request to be DNC’d (added to our Do Not Call list) from BC employee or BC Affiliate employee

5. HOW DO WE USE THE INFORMATION WE COLLECT?

We (or our Vendors and Affiliates) use information collected as described in this Privacy Policy, sometimes combined with information from other sources, in the following ways:

• To deliver products and services
• recognize you when you return to our sites
• process applications
• tell you about updates to your accounts, products, and services
• answer questions and respond to your requests
• make our sites easier to use
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection
• To advertise and market our products and services to you by some or all of the following methods of communication and presentations:
• present targeted ads
• on this and other sites you visit
• through e-mail
• through direct mail
• through telemarketing
• through text messaging
• through phone call broadcasting
• analyze the effectiveness of ads
• determine whether you would be interested in new products or services
• To conduct research and analysis
• analyze data to prevent fraud and better understand our customers and site visitors
• To fulfill any other purpose for which you provide the information and in any way we may describe when you provide the information

For any other purpose with your consent

Disclosure of Your Information

Disclosure By Law: You acknowledge and agree that we may disclose information you provide if required to do so by law, at the request of a third party, or if we, in our sole discretion, believe that disclosure is reasonable to (1) comply with the law, requests or orders from law enforcement, or any legal process (whether or not such disclosure is required by applicable law) and (2) protect or defend BC´s, or a third party´s, rights or property.

6. RELEASE OF YOUR DATA FOR LEGAL PURPOSES

We may also disclose your personal information:

To comply with any court order, law, or legal process, including to respond to any government or regulatory request.

To enforce or apply our terms of use or terms of sale and other agreements, including for billing and collection purposes.

If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of BC, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

7. HOW WE KEEP YOUR PERSONAL INFORMATION SAFE AND SECURE

We use reasonable administrative, technical, and physical security measures to protect your Personal Information. These measures include computer safeguards and secured files and buildings. Please do not send us any Personal Information through unsecured channels, including e-mail or social media sites.

The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our website or to BC through other means of communication. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on any of our applications, including our website.

8. ACCESSING AND CORRECTING YOUR INFORMATION

You can review and change your personal information by logging into our website and visiting your account profile page.

You may also send us an e-mail at info@birkincap.com to request access to, correct, or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

Opt-Out Policy

BC and our business partners may contact you to offer you products and services that may be of interest to you. To opt-out of receiving emails, telephone solicitations, or other forms of contact from BC, and our trusted business partners regarding other products and services, please send an email to info@birkincap.com with “Opt-Out” in the Subject line.

You must include your full name and business mailing email addresses and account number. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailings lists.

Your California Privacy Rights

California Civil Code Section §1798.83 permits users of our website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to info@birkincap.com.

Children under 13

BC’s sites are not for children under 13 years old. We do not knowingly solicit data online from, or market online to, children under 13. If we knowingly receive a child’s Personal Information, we will delete it from our systems.

Can this Privacy Policy change?

We may change this Privacy Policy at any time. Changes are effective when we post them on this site and we encourage you to visit this site frequently for updates, as these updates will only be made available through this site unless otherwise and specifically requested from you. The date the Privacy Policy was last revised is identified at the top of the page.

Questions About this Privacy Policy
If you have questions about this Privacy Policy,  email us at info@birkincap.com.

9. YOUR DATA RIGHTS

If you have a registered account on this website or have left comments, you can request an exported file of the personal data we retain, including any additional data you have provided to us.

You can also request that we erase any of the personal data we have stored. This does not include any data we are obliged to keep for administrative, legal, or security purposes. In short, we cannot erase data that is vital to you being an active customer (i.e. basic account information like an email address).

If you wish that all of your data is erased, we will no longer be able to offer any support or other product-related services to you.

10. YOUR MOBILE PHONE NUMBER

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.